Car Insurance

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How To Cover Through Car Insurance

Chipped, cracked, and broken windshields are among the most common car repairs. Pebbles, vandalism, falling branches, animals, and even sand and gravel can damage your windshield.

This page will review ways to pay for auto glass replacement and repair using car insurance.

Understand Glass Coverage

If your windshield is damaged by something other than a collision, you’ll likely pay for it using comprehensive coverage. However, understand that this coverage is optional and if you don’t have it, you may be on your own when it comes time to pay for repairs.

Comprehensive coverage typically pays for damages occurring from:

  • Storms.
  • Fires.
  • Vandalism.
  • Animal collisions.

Check to see whether your car insurance company includes windshield repair and replacement in your comprehensive coverage.

Even if you read the words “auto glass repair,” inquire if it is all-inclusive. Auto glass replacement on some comprehensive coverage plans only covers the side and back windows, but not the windshield.